I believe the song is played with a capo on the 5th fret, but I've posted it in open chords.

Intro:  G  C  G  D  G

G
Jumped in the car and I headed for Kansas

Mornin' found me in Port Aransas
C                                     G
Sippin' on rum, in the light and the sun

I've never been good at keepin' directions
                                                C
Schedules are one of life's infections and I strongly believe
     D                          C                              G
I'd rather have nothing than a whole lot of something I don't need

G
Spent the evening in a tavern downtown

With my new friends that I gathered around
       C                                    G
And I told them bout you and all we've been through

Bout how you tried to keep me tied down
                                                           C
And the lights went out on our final round and we all did agree
                D                         C                               G
That we would rather have nothing than a whole lot of something we don't need


Chorus:
C                               D            G
You can go ahead and keep your money in the bank
C                D                     G                        D
You can lead a horse to water but you damn sure can't make it drink
C              D                  G            G/F#    Em
And I'm doin' fine down here and maybe you'll start to see
      D                         C                              G
I'd rather have nothing than a whole lot of something I don't need



She was smiling shyly from a barstool in the corner
Thanking me for those drinks that I ordered
By the look in her eye she was feeling her wine

I asked her what she was doing here alone
And if she'd mind if I took her home
Hell she just laughed at me
She said I'd rather have nothing than a whole lot of something I don't need

Repeat Chorus